I get it. A lot of what we've been taught about life comes from a place of scarcity & lack. I used to feel these feelings too. But I want you to ask yourself how much of your money you waste each week or month taking care of other people instead of yourself. What goals and dreams have you sacrificed because of this?
Can you afford not to choose yourself any further? How much will you continue to lose by carrying around these feelings of guilt, obligation, and fears of failure and rejection? The business you haven't started. The book you haven't written. How much has that already cost you? I'm willing to bet at least 3x the cost of the program.
Access to all 5 facilitators on your own, in separate programs would be at least a $40k investment. Having them all in one place to serve you, at their best, for a fraction of the cost is exactly what you need.
And if a lump sum still feels unsettling to your nervous system, then take advantage of the Klarna and Afterpay. They are there for a reason. But the highest version of yourself, invests in herself without hesitation. So embody her now.